Mass Save® Program Rebates and Incentives For Ductless Mini Split Heat Pumps

Up to $10,000 In Rebates On Ductless Mini-Split Heating & Cooling

About The Mass Save® Program

Home Mechanics is a Mass Save® Heat Pump Installer Network contractor. Our dedicated Energy Specialists are here to help Massachusetts homeowners, landlords, and commercial property owners select and install the best ductless mini split heat pump system for their specific needs. Our energy specialists will help you take full advantage of the incentives offered by the Mass Save® program.

Ductless Mini-Split Heat Pump Benefits

Heating and cooling with ductless mini-split heat pumps offers many advantages, from money savings to perfect control over temperature in any room in any season. This is your chance to take advantage of Mass Save Mini Split Rebates!

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Comfortable Heating In Cold Winter Months

Warm up any drafty room in your home with extra heat.

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Keep Cool In The Hot Summer

Cool off with refreshing air conditioning without noise.

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Every Room Perfectly Controlled

Give every room custom comfort with personal climate control.

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Air Filtration For Every Room In Your Home

Breathe clean, healthy air that’s purified through filters.

  • Save with up to $10,000 in rebates
  • Reduce monthly payments with 0% interest financing
  • Deliver heating and cooling to any room
  • Reduce energy consumption with efficient operation
  • Reduce noise with mini-split’s silent operation
  • Improve indoor air quality with built-in air filtration
  • Eliminate the need for ductwork with a ductless system
  • Customize the temperature for each room to the perfect comfort
  • Increase energy savings with more control over energy usage
  • Rest easy in hands of customer service dedicated to satisfaction

Take The First Step To $10k Rebates!

What Are The Mass Save Mini Split Heat Pump Rebate Incentives?

Mass Save® rebates for mini split heat pumps offer up to $10,000 back off the costs of your installation. You can qualify for some of it by supplementing your existing heating system with mini-split, or you can qualify for all of it by replacing your entire heating system with mini-splits.

Mass Save® Heat Pump Rebates:


  • Save with up to $10,000 in rebates
  • Reduce monthly payments with 0% interest financing
  • Deliver heating and cooling to any room
  • Reduce energy consumption with efficient operation
  • Reduce noise with mini-split’s silent operation

Mass Save® HEAT Loan:



  • Interest Free Financing up to $50,000** for heat pumps
  • Interest-free financing for 7 years
  • Affordable monthly payments without fees

The Mass Save® HEAT Loan offers zero interest financing up to $50,000** on many energy saving home improvements including HVAC mini-split heat pumps, home insulation, windows, and other items. Mass Save HEAT Loans offer interest-free financing for 7 years and affordable monthly payments without fees.

Mass Save® Incentives for Multi Family Properties

1-4 Unit Properties:

Save up to $10,000 on the installation of new air-source heat pumps on whole home installations. If you are completing a partial-home installation, you may only qualify for up to $10,000.

Five Or More Units

If you own a rental property with five or more units, please refer to the Mass Save® multi-family and facilities page for information. A no-cost assessment is available to identify and recommend the best possible savings opportunities for your rental property.

Read our full guide on obtaining your own Mass Save Heat Loan.

6 Easy Steps To Get Your Mass Save Mini-Split Heat Pump Rebate


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Schedule A Home Energy Assessment

The first step is to schedule a Home Energy Assessment. As a participating contractor of the Mass Save Heat Pump Installer Network Home Mechanics is qualified to conduct the assessment. During the assessment, our energy specialist will inspect your home or business to identify areas where energy efficiency improvements can be made.


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Receive Recommendations

After the assessment, the Home Mechanics energy specialist will provide you with a list of recommended upgrades and improvements, estimated costs, and potential savings.


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Choose Upgrades

Your dedicated energy specialist can help you choose which upgrades best fit your situation. They can also provide you with financing options and help with any paperwork.


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Install Upgrades

Once you've selected your upgrades, our team of qualified HVAC specialists will install them. Some upgrades may be eligible for instant rebates at the time of installation, while others may require additional paperwork to receive the rebate.


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Receive Rebates

Once the upgrades are installed, you'll receive a rebate check from Mass Save to help offset the cost of the improvements. The amount of the rebate varies depending on the type of upgrade and the level of energy savings achieved. If Home Mechanics is managing the rebate process for you, your rebate will be applied at the time of your estimate.


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Enjoy The Energy Savings Of Your New Ductless Mini-Split System!

There's nothing more to do than sit back in comfort with your new mini-split ductless system provided through the Mass Save Rebate Program.

Quality Service

Quality Service, Affordable Price

When you hire Home Mechanics you’re getting a team with decades of expertise in heating & cooling. We are committed to finding the most efficient, cost-effective solution for your
needs. As a family-owned business, we’ve seen it all, not just in customer homes, but our own as well!

Customers Who Saved With The Mass Save Heat Pump Rebate Program:

You can cut costs when you upgrade your heating & cooling system. Join the many Massachusetts mini split rebate customers who are saving with Mass Save.

Common Questions About Mass Save Incentives and Ductless Mini Split Systems

Who Is Mass Save?

Mass Save is an initiative sponsored by Massachusetts' natural gas and electric utilities and energy efficiency service providers, including Berkshire Gas Company, Cape Light Compact, Eversource, Liberty, National Grid, and Unitil.

How Does Mass Save Pay For These Incentives?

The Mass Save Program is funded by the energy efficiency charge on all customers’ gas and electric bills. So by cashing in on these incentives you are getting back the cash you already were charged!

What Are Heat Pumps?

Heat pumps are a technology that moves heat from one location to another. In the summer, heat is pumped out of a home to make it cool. In winter, heat is pumped into a home to make it warm. This transfer operation is accomplished with a refrigerant that circulates between an indoor fan coil (air handler) unit and an outdoor compressor.

Is A Ductless Mini-split A Good Solution For Me?

Whether you want to supplement the heating & cooling in a drafty room, or you want to replace your heating system with an energy efficient system that provides climate control in all four seasons, a mini-split heat pump offers many advantages:

  • Delivery of heating & cooling to any part of your home.
  • Installation that's clean and easy with thin piping instead of ductwork.
  • Lower energy bills thanks to energy-efficient operation.
  • Elimination of intrusive, messy ductwork that loses 30% energy in moving air through home.
  • Zoned climate control allows for custom temperature for each room and energy savings with controlled operation.

How long does it take to get a Mass Save rebate?

Typically, Mass Save rebates are processed in six weeks or less of receiving a completed application. However, incomplete applications, missing documentation, or a high volume of applications can prolong the process.

By allowing Home Mechanics to manage the Mass Save rebate for your new ductless mini split heat pump system, you can get immediate credit from your rebate.

If you choose to submit the rebate application yourself and have not received your rebate within the expected timeframe, you can contact the Mass Save Customer Service Center at 1-866-527-7283. They can provide an update and resolve issues that may delay processing.

How much energy does a ductless mini split heat pump save over a central heat and air system?

In general, ductless mini-split heat pumps are more energy-efficient than central heating and cooling systems because they don't lose energy through ductwork, which can account for up to 30% of energy loss in a central HVAC system. Additionally, mini-split systems can be set up to only heat or cool the rooms or zones currently being used rather than heating or cooling the entire house, resulting in further energy savings.

How effective are heat pumps for cooling?

The effectiveness of a heat pump for cooling will depend on the size of the pump, the efficiency of the unit, and the temperature and humidity levels in the building. In general, heat pumps can be more efficient than traditional air conditioning systems because they use less energy to move heat around rather than generating cold air.

In very hot and humid climates, heat pumps may not be as effective for cooling. Luckily in Massachusetts, heat pumps are an ideal air conditioning solution.

What is Contractor Rebate Designation?

After the installation of your new heat pump system, it can take six weeks before you receive your rebate from the Mass Save program. This means the homeowner needs to pay the full amount of the system weeks before they receive their rebate.

To help homeowners take advantage of Mass Save incentives, the program now allows homeowners to designate their rebate payments directly to their approved Mass Save contractor. This allows approved contractors to apply for the rebate on behalf of their customers, deduct the amount from the invoice, and receive their rebate in two to three weeks.

Home Mechanics is an approved contractor in the Mass Save Heat Pump Installer Network, allowing us to submit the rebate for you.

What are the rebates for mini split heat pumps?

Mass Save® rebates for mini split heat pumps offer up to $10,000 back off the costs of your installation. You can qualify for some of it by supplementing your existing heating system with mini-split, or you can qualify for all of it by replacing your entire heating system with mini-splits.

Additionally, homeowners who participate are eligible for a $2,000 federal tax credit.

Is Your Home Eligible for the Mass Save Heat Pump Rebate?

The Mass Save Program requires eligibility to take advantage of the Rebates Program. Below are the main eligibility requirements, however re recommend that you speak with a professional mini-split heat pump contractor about your eligibility.

  • Offers valid only for Massachusetts residential customers services by Berkshire Gas, Cape Light Compact, Eversource, Liberty Utilities, National Grid, or Unitil.
  • A Mass Save Heat Pump Installer Network contractor must install equipment
  • Equipment must be installed during the time period of January 1, 2023, and December 31, 2023
  • Equipment must be listed on the Mass Save Heat Pump Qualified Products List
  • Equipment must be new and installed to replace oil, propane, natural gas, or electric baseboard (resistance) as the primary heating system
  • Whole-home rebates: homes must be sufficiently weatherized before heat pump installation, and a Whole-Home Heat Pump Verification Form must be completed and signed.
  • Rebate form and supporting documentation must be received by February 29, 2024
  • Partial-home rebates: an integrated control from the Mass Save Integrated Control Qualified Product List must be installed in homes with a pre-existing heating type of propane, oil, or natural gas

Information And Statistics About The Mass Save Program

Overall, the Mass Save energy program is a comprehensive initiative designed to help residents and businesses in Massachusetts reduce their energy consumption, save money, and promote environmental sustainability. The program is sponsored by the state's electric and gas utilities, as well as the (Massachusetts Department of Energy Resources)[ ].

Massachusetts is one of the most energy-efficient states in the country. Through the Mass Save program, residents are creating a better, more sustainable future with measurable impact.

A few statistics:

  • 3.7 M Metric tons of CO2 reduced. That's equivalent to taking 795,650 cars off the road.
  • $24.7 B Generated benefits for Massachusetts residents and businesses.
  • 12.2 M MWh saved in electricity.

From the start, Home Mechanics' dedicated energy specialists have simplified the complexities of applying for a Mass Save rebate or loan. By assessing your needs and helping to select the right equipment, you'll make the most of the Mass Save incentives.